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Get the Working Capital You Need—Fast, High-Limit, 0% APR, and Without Collateral.

From startup to scale-up, we help businesses access the capital they need without risking their credit or cash flow.

About Us

We help entrepreneurs secure fast, high-limit, 0% APR unsecured working capital using a proven bank-sequencing method that delivers more approvals with less risk. Our mission is simple: make funding smarter, easier, and more accessible so your business can win.

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Founded by former NFL athlete Jeremy Thornburg, Working Capital Pros LLC brings discipline, strategy, and precision to the business funding process. Drawing from years of high-level performance and structured decision-making, Jeremy built a system that helps entrepreneurs secure fast, high-limit, 0% APR unsecured working capital with clarity and confidence.

Our Services

Explore our range of comprehensive consulting services designed to address your specific business needs and drive sustainable growth

0% APR Unsecured Working Capital

Access high-limit business credit cards with 0% APR introductory terms and no collateral required. We structure your applications to secure the best offers available—helping you grow, launch, or stabilize your business without unnecessary financial pressure.

Strategic Bank Sequencing for Maximum Approvals

We use a proven approval sequence based on how banks evaluate risk, ensuring you receive more approvals, higher limits, and fewer denials. This strategic process protects your credit while unlocking the capital you deserve.

Personalized Funding Coaching & Credit Optimization

We walk you through each step of the process, offering personalized insights to improve approval odds and strengthen your financial profile. From credit utilization strategies to lender-specific requirements, we help you make informed decisions that support long-term business growth.

Why Choose Us

Trusted Funding Experts

At Working Capital Pros, we focus on clarity, strategy, and results. Our approach is built on disciplined expertise, smart funding methods, and a commitment to doing what’s best for your business—not what’s easiest for us. We simplify the process, guide you with transparency, and help you move forward with confidence.

0% APR Funding

High-limit, no collateral.

Proven Approval Strategy

Strategic bank sequencing.

Trusted Expertise

NFL-founded, disciplined approach.

Client-First Transparency

Clear, Upfront Pricing

Businesses We Support

Built for startups and growing businesses that need the right amount of capital to scale with confidence.

Here are a few of the types of businesses we support:

E-Commerce

Online brands move fast, and inventory runs out even faster. Use 0% APR funding to stock up before busy seasons, launch new products, upgrade your website, or increase your ad spend without putting strain on your cash flow. Scale confidently knowing you have capital ready when you need it.

Real Estate Investor

Whether you're flipping homes, securing earnest money, furnishing short-term rentals, or needing marketing ad spend to attract more buyers, accessing capital shouldn’t slow down your next deal. With 0% APR business funding, you can move quickly, avoid expensive hard-money rates, and grow your portfolio using leverage—not your personal cash.

Service-Based Businesses

From salons to cleaning companies to consulting firms, service businesses often hit growth ceilings simply because they lack upfront capital. Leverage 0% APR business credit to hire staff, upgrade tools and equipment, expand locations, or boost marketing—without high-interest loans eating into your profits.

Contractors & Trades

Contract work requires materials, labor, and equipment long before you get paid. Use interest-free business funding to cover upfront costs, add new crews, invest in tools, or take on larger projects without the cash-flow stress that slows most contractors down.

Transportation & Trucking

Missing out on contracts because you don’t have enough drivers or equipment can cost you big opportunities. Use interest-free capital to cover payroll, purchase or repair trucks and trailers, or expand into new lanes and markets without taking on high-interest financing.

Startup & New Businesses

Every business starts with a dream—and a need for capital. Whether you’re building something from scratch or taking your first big step, 0% APR business funding can cover equipment, advertising, inventory, branding, software, and more, giving your idea room to grow without overwhelming debt.

Meet Our Team

Jeremy Thornburg - Owner / Business Credit Strategist

Jeremy Thornburg is a former NFL athlete (2005–2006), a long-time entrepreneur, and a Business Credit Strategist with over a decade of hands-on experience across multiple industries. After seven years as an Amazon seller and seven years as a real estate investor, Jeremy developed a deep understanding of how essential smart funding is for growth. Today, he uses that expertise to help business owners secure high-limit, 0% APR credit through strategic planning and proven sequencing methods. His diverse background—spanning professional sports, e-commerce, and real estate—gives him a unique perspective on discipline, strategy, and building businesses that last.

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Jackie Thornburg - Owner / Funding Support Specialist

Jackie brings over 13 years of Executive Assistant experience and 7 years as COO of a real estate business to her role at Working Capital Pros. With a strong background in operations, organization, and client support, she ensures every step of the funding process runs smoothly. Jackie’s attention to detail, clear communication, and commitment to helping clients feel confident make her an essential part of the team.

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Brent Daniels- Co-Owner / Brand Ambassador

Brent Daniels is a nationally recognized real estate coach, investor, and the creator of the widely known TTP (Talk To People) marketing methodology. As the founder of Wholesaling Inc. and the driving force behind the TTP movement, Brent has helped thousands of entrepreneurs sharpen their sales skills, generate consistent opportunities, and build scalable businesses through proactive outreach and authentic conversations.

As a Co-Owner of Working Capital Pros, Brent serves as the voice and public ambassador of the brand—bringing industry credibility, education, and thought leadership to the company’s mission. His deep understanding of entrepreneurship, deal flow, and business growth gives him a unique perspective on how access to capital supports long-term success.

His role is instrumental in shaping the company’s message, vision, and strategic positioning within the real estate and small-business communities.

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Testimonials

“Working Capital Pros exceeded my expectations and secured $247,000 of 0% APR business credit for my company. The process was simple, transparent, and incredibly well-organized. They walked me through every step, answered all my questions, and handled the entire funding strategy with precision. I’ve worked with other funding companies before, and nothing compared to the level of expertise and results I received here. This capital has already helped my business grow faster than I imagined.”

Jesse P.

“I was honestly nervous going into the funding process, but Working Capital Pros made everything incredibly simple. Jeremy and Jackie helped me secure $112,000 at 0% APR, which still blows my mind. They explained things in plain English, told me exactly what to expect, and never made me feel rushed or confused. What stood out most was how much they genuinely cared about my business. This funding has given me the breathing room to grow without stressing over high-interest payments."

Jeff L.

“I had no idea how to even start getting business credit, and honestly, I expected the process to be overwhelming. Working Capital Pros changed that for me. They helped me secure $87,000 at 0% APR, and what really surprised me was how patient and straightforward they were. This funding has taken so much weight off my shoulders and finally given me room to grow my business the way I’ve wanted to."

Robby E.

“Working with Working Capital Pros was one of the best decisions I’ve made for my business. I wasn’t sure if I’d qualify for anything, but Jeremy took the time to understand my situation and laid everything out step by step. In the end, they secured me $148,000 at 0% APR.”

Jennifer W.

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